Implementation Guide

Overview

The goal of this document is to provide LIXI members with a clear but broad guidance on
how to build lender conformant exchange content using XML schemas. The
recommendations given have been put forward in the expectation that their widespread
adoption will be beneficial for the Australian mortgage industry as a whole. However all
information given in this document are recommendations only and are by no means
mandatory for any entity implementing LIXI-based systems. It must also be understood that
there is not a LIXI mandated way to implement a LIXI-compliant system and that
implementation of systems is up to the users; LIXI defines the standards but does not enforce
the method of implementation.

This implementation guide explains in detail lending industry messaging (implementations of
LIXI/Vocabulary compliant data exchange lending systems) and validation of loan
applications. It explains the former, messaging, by moving away from the technical
framework and detailing a step-by-step process of how to develop exchange content that will
support the underlining goal of lender data message interoperability. With regard to the later,
validation of loan applications, users are provided with guidance on the topic of compliance
with LIXI standards; it is each party’s obligation to ensure that the exchanged document
content is LIXI conformant and can be consumed and understood by the intended receiver.
 

Intended audience

LIXI recognizes that this guide cannot focus on only one audience; rather it needs to
accommodate users covering a wide range of technical proficiency and readiness for
implementation. Therefore this implementation guide will provide an understanding and
overview of the development of XML schema and guidance on the compliance with LIXI
standards. Many lending industry participants may not be technical, but every reader should
benefit from domain-specific UML, which illustrates the process of successful information
exchange development.

If you are logged in as a member you will be able to download the implementation guide from the table of files at the bottom of this page.